/* CrediRisk careers site */
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Light.ttf) format("truetype");font-weight:300;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Regular.ttf) format("truetype");font-weight:400;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Medium.ttf) format("truetype");font-weight:500;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Bold.ttf) format("truetype");font-weight:600 700;font-display:swap}

:root{
  --charcoal:#24292E; --night:#1B1F23; --emerald:#16A077; --deep:#0E7A57; --bright:#2BBF8E;
  --graphite:#6A7178; --mist:#F4F4F2; --line:#E4E6E3; --white:#fff; --error:#B42318;
  --radius:10px; --max:1120px;
  --lattice:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='48' height='48'%3E%3Cpath d='M0 0L48 48M48 0L0 48' stroke='%232E3439' stroke-width='1'/%3E%3C/svg%3E");
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Poppins,Arial,sans-serif;color:var(--charcoal);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--deep)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{font-size:12px;font-weight:500;letter-spacing:.24em;text-transform:uppercase;color:var(--deep);margin:0 0 12px}
.dark .eyebrow{color:var(--bright)}
h1,h2,h3{font-weight:500;line-height:1.15;margin:0 0 16px;letter-spacing:-.01em}
h1{font-size:clamp(34px,5.4vw,56px)}
h2{font-size:clamp(26px,3.6vw,38px)}
h3{font-size:19px}
p{margin:0 0 16px}
.muted{color:var(--graphite)}
.dia{display:inline-block;width:10px;height:10px;background:var(--emerald);transform:rotate(45deg);flex:none}

/* header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:saturate(1.2) blur(6px)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.site-header .logo img{height:28px;width:auto}
.nav{display:flex;gap:28px;align-items:center}
.nav a{color:var(--charcoal);text-decoration:none;font-size:15px}
.nav a:hover{color:var(--deep)}
.btn{display:inline-flex;align-items:center;gap:10px;background:var(--emerald);color:#fff;border:0;border-radius:var(--radius);padding:14px 24px;font:500 16px Poppins,Arial,sans-serif;text-decoration:none;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--deep)}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--bright);outline-offset:2px}
.btn-sm{padding:10px 18px;font-size:14px}
.btn[disabled]{opacity:.6;cursor:wait}
@media (max-width:720px){.nav a:not(.btn){display:none}}

/* hero */
.hero{background:var(--charcoal) var(--lattice);color:#fff;padding:96px 0 104px}
.hero p.lead{font-size:19px;color:#C9CDD1;max-width:560px;font-weight:300}
.hero .actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:32px;align-items:center}
.hero .note{font-size:14px;color:#A3AAB1}

/* sections */
section{padding:88px 0}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.step{background:var(--mist);border-radius:var(--radius);padding:28px}
.step .num{display:flex;align-items:center;justify-content:center;width:40px;height:40px;position:relative;margin-bottom:18px}
.step .num::before{content:"";position:absolute;inset:4px;background:var(--emerald);transform:rotate(45deg);border-radius:3px}
.step .num span{position:relative;color:#fff;font-weight:500}
.step p{color:var(--graphite);margin:0}
.areas{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.areas span{display:inline-flex;align-items:center;gap:10px;border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-size:15px}
@media (max-width:860px){.steps{grid-template-columns:1fr}}

/* form */
.apply{background:var(--mist)}
.apply-grid{display:grid;grid-template-columns:1fr 1.6fr;gap:56px;align-items:start}
@media (max-width:900px){.apply-grid{grid-template-columns:1fr;gap:32px}}
.card{background:#fff;border-radius:14px;padding:36px;box-shadow:0 1px 2px rgba(0,0,0,.04),0 8px 28px rgba(36,41,46,.07)}
@media (max-width:560px){.card{padding:24px 18px}}
.checklist{list-style:none;padding:0;margin:24px 0 0}
.checklist li{display:flex;gap:12px;align-items:baseline;margin-bottom:12px}
.checklist .dia{width:8px;height:8px;transform:rotate(45deg) translateY(-1px)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:560px){.row{grid-template-columns:1fr}}
.field{margin-bottom:18px}
label{display:block;font-size:14px;font-weight:500;margin-bottom:6px}
label .opt{font-weight:400;color:var(--graphite)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:400 16px Poppins,Arial,sans-serif;color:var(--charcoal);background:#fff;border:1px solid #C9CDD1;border-radius:8px;padding:12px 14px;transition:border-color .15s}
input:hover,select:hover,textarea:hover{border-color:var(--graphite)}
textarea{min-height:110px;resize:vertical}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236A7178' stroke-width='1.6' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.drop{position:relative;border:1.5px dashed #A3AAB1;border-radius:10px;padding:26px 20px;text-align:center;background:#FBFBFA;transition:border-color .15s,background .15s;cursor:pointer}
.drop:hover,.drop.over{border-color:var(--emerald);background:#EAF6F1}
.drop input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%}
.drop .big{font-weight:500}
.drop .small{font-size:13px;color:var(--graphite);margin:4px 0 0}
.drop.has-file{border-style:solid;border-color:var(--emerald);background:#EAF6F1}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--graphite);margin:6px 0 22px}
.consent input{width:20px;height:20px;margin-top:2px;accent-color:var(--emerald);flex:none}
.consent label{font-weight:400;margin:0;color:var(--graphite)}
.err{display:none;color:var(--error);font-size:13px;margin-top:6px}
.field.invalid .err,.consent-wrap.invalid .err{display:block}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:var(--error)}
.field.invalid .drop{border-color:var(--error)}
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:8px;font-size:14px}
.form-status.error{display:block;background:#FEF3F2;color:var(--error)}
.hidden{position:absolute;left:-9999px}

/* faq */
.faq{max-width:760px}
details{border-bottom:1px solid var(--line);padding:18px 0}
summary{cursor:pointer;font-weight:500;list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--emerald);font-size:22px;line-height:1}
details[open] summary::after{content:"–"}
details p{margin:12px 0 0;color:var(--graphite)}

/* footer */
.site-footer{background:var(--night) var(--lattice);color:#C9CDD1;padding:56px 0 40px;font-size:14px}
.site-footer .wrap{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
.site-footer img{height:26px;width:auto;margin-bottom:14px}
.site-footer a{color:#C9CDD1;text-decoration:none}
.site-footer a:hover{color:#fff}
.site-footer .small{color:#8A9097;font-size:13px;margin-top:28px;width:100%;border-top:1px solid #2E3439;padding-top:20px}

/* simple pages */
.page{padding:72px 0 96px}
.page .wrap{max-width:780px}
.page h2{font-size:24px;margin-top:40px}
.page li{margin-bottom:8px}
.thanks{text-align:center;padding:120px 0}
.thanks .big-dia{width:36px;height:36px;margin:0 auto 32px;background:var(--emerald);transform:rotate(45deg);border-radius:4px}
.notice-hero{background:var(--charcoal) var(--lattice);color:#fff;padding-block:64px 56px}
.notice-hero h1{font-size:clamp(30px,4.6vw,46px);margin-bottom:10px}
.notice-hero .eyebrow{color:var(--bright)}
.notice-hero .meta{color:#C9CDD1;font-size:14px;margin:0}
.notice{display:grid;grid-template-columns:240px minmax(0,1fr);gap:56px;padding-block:56px 96px;align-items:start}
@media (max-width:900px){.notice{grid-template-columns:minmax(0,1fr);gap:24px}}
.toc{position:sticky;top:96px;font-size:14px}
@media (max-width:900px){.toc{position:static;background:var(--mist);border-radius:10px;padding:18px 20px}}
.toc ol{margin:0;padding-left:20px;display:grid;gap:6px;color:var(--graphite)}
.toc a{color:var(--charcoal);text-decoration:none}
.toc a:hover{color:var(--deep);text-decoration:underline}
.notice-body{max-width:720px;min-width:0}
.notice-body h2{font-size:22px;margin:44px 0 12px;scroll-margin-top:90px}
.notice-body p,.notice-body li{color:#3A4047}
.notice-body ul{padding-left:20px;margin:0 0 16px}
.notice-body li{margin-bottom:8px}
.summary{background:#EAF6F1;border-radius:12px;padding:24px 28px}
.summary ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.summary li{display:flex;gap:12px;align-items:baseline;margin:0;color:var(--charcoal)}
.summary li::before{content:"";width:8px;height:8px;background:var(--emerald);transform:rotate(45deg) translateY(-1px);flex:none}
.contact-card{border:1px solid var(--line);border-radius:10px;padding:18px 22px;display:grid;gap:10px;margin:8px 0 16px}
.contact-card .label{display:block;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--deep);font-weight:500}
.tblwrap{overflow-x:auto;margin:8px 0 16px}
.tbl{border-collapse:collapse;width:100%;font-size:14px;min-width:520px}
.tbl th{background:var(--charcoal);color:#fff;text-align:left;font-weight:500;padding:10px 14px}
.tbl td{border-bottom:1px solid var(--line);padding:10px 14px;vertical-align:top;color:#3A4047}
.tbl tr:nth-child(even) td{background:#FAFAF9}

/* ---- combined site additions ---- */
.nav a.active{color:var(--deep);font-weight:500}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:500 14px Poppins,Arial,sans-serif;color:var(--charcoal);cursor:pointer}
@media (max-width:860px){
  .nav-toggle{display:inline-flex}
  .nav{position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 16px;display:none}
  .nav.open{display:flex}
  .nav a:not(.btn){display:block;padding:12px 0;border-bottom:1px solid var(--line)}
  .nav .btn{margin-top:12px;justify-content:center}
}
.site-header .wrap{position:relative}
.hero .actions .link-light{color:#fff;text-decoration:underline;text-underline-offset:4px;font-size:15px}
.section-head{max-width:640px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:36px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
@media (max-width:900px){.grid3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:620px){.grid3,.grid2{grid-template-columns:minmax(0,1fr)}}
.svc{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:#fff}
.svc .dia{margin-bottom:18px;width:12px;height:12px}
.svc p{color:var(--graphite);margin:0}
.dark-band{background:var(--charcoal) var(--lattice);color:#fff}
.dark-band .eyebrow{color:var(--bright)}
.dark-band .muted{color:#C9CDD1}
.steps4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;margin-top:40px;position:relative}
@media (max-width:900px){.steps4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.steps4{grid-template-columns:minmax(0,1fr)}}
.steps4 .num{display:flex;align-items:center;justify-content:center;width:40px;height:40px;position:relative;margin-bottom:16px}
.steps4 .num::before{content:"";position:absolute;inset:4px;background:var(--emerald);transform:rotate(45deg);border-radius:3px}
.steps4 .num span{position:relative;color:#fff;font-weight:500}
.steps4 p{color:#C9CDD1;margin:0}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start}
@media (max-width:860px){.split{grid-template-columns:minmax(0,1fr);gap:36px}}
.list-lines{list-style:none;padding:0;margin:20px 0 0}
.list-lines li{display:flex;gap:12px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line)}
.values{display:grid;gap:14px;margin-top:20px}
.value{background:var(--mist);border-radius:var(--radius);padding:18px 20px}
.value h3{font-size:16px;margin:0 0 4px}
.value p{margin:0;color:var(--graphite);font-size:15px}
.duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:32px}
@media (max-width:760px){.duo{grid-template-columns:minmax(0,1fr)}}
.duo .card{display:flex;flex-direction:column;gap:6px}
.duo .card p{color:var(--graphite)}
.duo .card .btn{align-self:flex-start;margin-top:auto}
.contact-list{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:14px}
.contact-list .label{display:block;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--deep);font-weight:500}
.site-footer .cols{display:flex;gap:48px;flex-wrap:wrap}
.site-footer .cols div{display:grid;gap:6px;align-content:start}
.site-footer .head{color:#fff;font-weight:500;margin-bottom:4px}
.money{display:flex;align-items:center;border:1px solid #C9CDD1;border-radius:8px;background:#fff}
.money span{padding:0 4px 0 14px;color:var(--graphite);font-weight:500}
.money input{border:0!important;padding-left:4px!important}
.money:focus-within{outline:3px solid var(--bright);outline-offset:2px}
.money input:focus-visible{outline:none}
.field.invalid .money{border-color:var(--error)}
.verify{display:flex;gap:10px;align-items:baseline;font-size:14px;background:#FFF6E5;color:#7A4F00;border-radius:8px;padding:12px 16px;margin:0 0 18px}
.verify .dia{width:7px;height:7px;background:#7A4F00}